Gentlemen:

Thank you for your interest in our financial and loan guarantee programs. Many
financial transactions frequently fail due to lack of adequate collateral or solid promises of
repayment. This is where my services may be useful to you.

I can secure the appropriate collateral to back up your project. I have the facility to
arrange for credit enhancements such as guarantees, letters of credit (standby, domestic,
and international), performance bonds, 90%-100% financing on small and jumbo deals,
venture capital guarantees, and other credit back-up programs.

For me to begin the appropriate credit enhancement for your projects, simply request the
Eligibility Review Application (ERA). All spaces must be filed in, no empty spaces, please
where a question does not apply to your case, write "none" or "not applicable". Your
application may be typewritten or longhand, but it must be legible. It should not be
accompanied by a loan package or any document, that will come at a later time.

Failure to follow the about completion procedures will delay the processing.

We are not authorized at this time to work with other brokers, we must deal direct with all
clients of the project, we are working with the lender to start working with other brokers I
will keep you updated on this.

If you are a broker it is your responsibility to make a contract with your clients and till we
get authorized to work with other brokers.

SIPHO ENTERPRISES
Worldwide Loans & Guarantees